Ocean Bay by SD 2BR Apartment in Dubai Islands — Move-In Ready Value

A 2-bedroom apartment of 115 sq m (1,238 sq ft) in Ocean Bay by SD on Dubai Islands — an investor-grade unit with a phased payment plan stretching to and beyond completion

Ocean Bay by SD by Samana Developments sits on Central Island, one of the most actively developing coastal clusters in Dubai. For buyers looking to purchase off-plan property in Dubai Islands with structured payments and manageable entry costs, this 2-bedroom unit at 115 sq m offers exactly that combination: a versatile rental format, a competitive payment schedule, and a 2028 delivery timeline that allows capital appreciation to work in your favour.

Unit highlights

— two well-proportioned bedrooms with dedicated storage;
— open-plan living and dining area with floor-to-ceiling panoramic windows;
— high ceilings that expand the sense of space and natural light;
— a layout that works equally well for long-term tenancy or owner-occupancy;
— interiors finished in premium materials with soft, neutral tones.

Ocean Bay by SD — amenities

— infinity pools, including private options;
— children’s pool and water play area;
— modern gym and outdoor training zones;
— meditation space and zen garden;
— steam room;
— outdoor children’s playground.

Architecture and concept

Ocean Bay comprises two towers united by a shared podium, designed around the aesthetic of coastal refinement — glass façades with fluid lines that echo the waterfront setting. The project is part of Dubai Islands‘ Central Island, a district where infrastructure and property values are scaling in parallel, making the timing of entry a meaningful variable for investors.

About the developer

Samana Developments is a prolific Dubai developer known for inventive layouts and buyer-friendly payment plans across multiple districts of the emirate.

Payment plan

The unit is available on a 30/70 structure with monthly instalments:
— 20% — down payment on booking;
— 10% — after 12 months;
— 70% — paid at 1% per month, continuing through and after construction completion.
Handover is scheduled for 2028.

Location — Dubai Islands, Central Island

— 15 minutes to Deira City Centre, Dubai Gold Souk and Dubai Creek;
— 20 minutes to Dubai International Airport, Palm Jumeirah and JBR The Walk;
— 25 minutes to Downtown Dubai, Burj Khalifa and Dubai Mall;
— 25 minutes to Dubai Marina.

Frequently asked questions

Why is a 2-bedroom unit a strong rental proposition on Dubai Islands?
— Two-bedroom apartments in the 100+ sq m range attract the widest tenant pool: families, working couples, and remote professionals. Coastal addresses in Dubai consistently outperform the city average for occupancy rates.

What is the investment case for buying now vs. closer to handover?
— Purchasing at the current stage locks in the 2024–2025 price point. By 2028, Dubai Islands is expected to be a significantly more developed district, and early buyers typically benefit from the gap between purchase price and market value at completion.

Is resale before handover possible?
— Yes. The Dubai property market has an established off-plan resale mechanism. If prices in the project rise during construction, you can sell your contract and realise a gain without waiting for the keys.

Can this apartment be used for short-term rental?
— Short-term rental is legal in Dubai under a DTCM licence. Waterfront and island locations attract consistent demand from tourists and business travellers, which can support premium nightly rates.

What does the 1%-per-month structure mean in practice?
— It means the 70% balance is broken into equal monthly payments spread across the construction and post-handover period — no large lump sums, and a cashflow that’s easier to plan around. For exact figures based on the current list price, use the enquiry form below.

Enquire via the form on this page to receive the current price, floor plan, and a tailored investment breakdown for this 2-bedroom, 115 sq m apartment in Ocean Bay by SD on Dubai Islands.